Webinar visualOpportunity Cost Series
Phase 5 · How to Fund College Without Sacrificing Long-Term Wealth Growth — life insurance
Unlimited Upside Without the Downside
The Private Reserve Strategy. Credited a share of the market's gains — about 6% a year on average — and never a loss in down years. Build $500,000 of cash value in 8 years, borrow $300,000 at 5%, and let it all keep compounding.
Cash value after 0 years
$0
Cash value$0
Illustration: cash value funded to $500,000 over 8 years at 6%; then each year is credited from the S&P 500 total return (1995–2024) — 0% in down years, a share of the gain in up years, sized to average 6% a year. Policy charges and cost of insurance not shown. Loan interest accrues at 5% with no payments. Actual policies vary; not a guarantee of any product's performance. Drag the gold handle, use ← → keys, or press Play. PageDown / PageUp moves between phases.