Webinar resources
How to Pay for College Without Sacrificing Your Financial Future
The interactive visuals from the webinar, plus calculators you can run with your own numbers.
Webinar Visuals
The visuals from the webinar. Nothing to type — drag the timeline or the icons and watch the numbers change.
Free Money for College
Move the family and the student across the map and watch the price fall — need-based aid on one axis, merit scholarships on the other.
PresentThe Opportunity Cost of the Taxes You Pay
Enter your yearly taxes, years left working and years in retirement, then drag the timeline: every tax dollar invested instead — halved in retirement.
PresentAssets vs. Costs
Resources above the line, costs below. Drag assets into tax-incentive assets and watch taxes shrink to help offset the cost of college.
PresentSeries · present in order
Opportunity Cost Series
Opportunity cost first, then three ways to borrow instead of spend.
- Phase 1Opportunity cost
The Cost of Spending $300,000 on College
Drag across 30 years of real S&P 500 returns and watch the $300,000 you spent on college grow to $6.7M — money that's gone.
Present - Phase 2Spend it and it's gone
Saved for 18 Years. Gone in 4.
Savings build from zero to $300K while the kids grow up — then college spends it. Left in the market, it would have become $6.7M in 30 years and $21M by year 60.
Present - Phase 3Borrow · Brokerage account
How to Fund College Without Sacrificing Long-Term Wealth Growth
A $1M brokerage account borrows $300K at 5% for college instead of selling — and the full $1M keeps compounding for decades.
Present - Phase 4Borrow · Real estate
Your Real Estate Keeps Growing. The Loan Goes Away.
An investment property keeps appreciating while a $300K loan against it pays for college — and gets paid off over time.
Present - Phase 5Private Reserve · Life insurance
Unlimited Upside Without the Downside
The Private Reserve Strategy: $500K of cash value borrows $300K at 5% and keeps compounding at about 6% — never losing in a down year.
Present
Calculators
Plug in your own numbers — savings, tuition, income, tax rate — and see the result instantly.
The Real Cost of Paying for College
Enter your savings, tuition and timeline. See savings climb, drop when tuition is paid, and what that money would have become.
Open calculatorThe Lifetime Cost of Taxes
Enter income and tax rate to total a lifetime of taxes — and what keeping even a slice of it could be worth once invested.
Open calculator